Give your clients a credit report review under your firm's name.
Your clients upload their report, see which items may be inaccurate, and get dispute letters they mail themselves. You get a branded portal and a dashboard for every client, licensed to your firm for a flat monthly or annual fee.
$299/mo or $2,990/yr · every invited client included · sold to businesses only
- 2 letters draftedMGMaria G.
- Mailed · reply window openDWDarnell W.
- Report reviewed · no errors flaggedPSPriya S.
- Bureau replied · recordedTRTom R.
Who it's for
Built for the people clients already trust with money
Tax preparers
Clients already show you their finances every season. Give them a next step when credit comes up.
Bookkeepers and CPAs
Add a client resource that fits next to the advice you already give.
Loan officers and brokers
Point clients to a clear way to check their reports for errors before they apply.
Financial coaches
Hand clients a tool that explains their report in plain words.
How it works
Set it up once. No new staff.
You share the link. The software does the report review and letter drafting. Your team stays the trusted advisor.
- 01
Set up your firm
Create a firm account, add your name and logo, and start the monthly plan.
- 02
Share one invite link
Send it by email or text, or hand it over at the end of an appointment.
- 03
Clients review their report
They upload a report. Expunge flags items that may be inaccurate and drafts letters they mail themselves.
- 04
You see where each client stands
Your dashboard lists every client, what they disputed and what the bureaus said back.
Platform
Everything a firm needs to offer it
Your brand on every screen
Clients see your firm name and logo when they join and every time they sign in. Expunge stays in the background.
One private invite link
No accounts to create for clients. They join from your link and are tied to your firm.
Client dashboard
See each client, their open disputes and recorded bureau replies in one list.
Report review and letter drafting
Expunge reads each report, explains items in plain words, marks accurate items as accurate, and drafts letters for the items a client chooses to dispute.
Follow-up tracking
Clients mark letters as mailed and get reminders about when to look for a reply.
Encrypted data
Reports and letters are encrypted in transit and at rest.
Clients stay in control
Expunge never contacts bureaus or creditors. Each client decides what to send and mails it.
What your clients see
An honest look at their report
Expunge flags what may be wrong and says so plainly when an item looks accurate. Clients learn they can dispute errors with the bureaus for free, and get letters that make it easier.
See the client experience in a demo- ABC COLLECTIONSBalance doesn’t match your records
- UNKNOWN AUTO LLCYou don’t recognize this account
- CAPITAL ONELooks accurate · no dispute suggested
Pricing
License it monthly or for a flat yearly fee
No per-client fees. Each plan includes a set number of client seats.
For a single firm or office.
- Up to 50 active clients from your invite link
- Your firm name and logo on client pages
- Dashboard with every client and their disputes
- Report review and letter drafting
- Follow-up tracking and reminders
- Email support
Everything in Firm Monthly for one flat yearly fee. Two months free.
- Up to 100 active clients
- Everything else in Firm Monthly
- One payment a year, no monthly charges
- Pay by card or by invoice
- Priority onboarding call
For networks, franchises and companies that want to run it under their own brand or own a copy outright.
- Client seats sized to your volume
- Multiple offices under one account
- Your own domain and brand
- Source-code license or outright purchase
- Setup and handover support
Expunge is sold to businesses only. There are no consumer plans and clients never pay Expunge.
When your firm offers credit dispute help to clients, your firm may be the credit services provider. The federal Credit Repair Organizations Act and many state laws can apply, including rules against charging clients before the work is done and, in some states, registration or a bond. Expunge sells software to your firm, does not provide credit repair or any credit services to consumers, and does not give legal advice. Your firm is responsible for its own compliance. Talk to an attorney about the rules in your state before you offer this to clients.
Questions firms ask
Does my firm send disputes for clients?
No. Expunge drafts the letters and instructions. Each client reviews them and mails their own letters. Your firm and Expunge never file anything with the bureaus.
What does it cost my clients?
Nothing from Expunge. Expunge is licensed to your firm for $299/mo or $2,990/yr, and every client you invite is covered by your plan. Expunge never bills or takes payment from consumers.
Can my firm charge clients for this?
Talk to an attorney first. A business that charges people for help with their credit can fall under the federal Credit Repair Organizations Act and state laws, which limit when fees can be collected and in some states require registration or a bond.
Does Expunge promise results?
No. Only the credit bureaus and the companies that report to them decide what stays on a report. Results vary, and accurate, current information can stay.
How many clients can I invite?
Firm Monthly includes 50 active client seats and the Annual License includes 100. Each client who joins takes a seat. Remove a client you no longer serve to free their seat, or ask us for more.
How is it licensed?
Monthly with no contract, or one flat annual license paid by card or invoice. Networks and companies that want it under their own brand, or want to own a copy outright, can request a quote.
Can individuals buy Expunge?
No. Expunge is business software sold only to firms. Individuals get access through a firm that invites them, and anyone can dispute errors with the credit bureaus directly, for free.
See it with your firm's name on it
A short walkthrough of the client portal, the firm dashboard and how clients join from your link.
Clients mail every dispute themselves · Results vary